Overview
Fair4All Finance is a UK-based, independent organisation established in 2019 to address financial exclusion. It was created to ensure that people in vulnerable circumstances can access fair, affordable, and appropriate financial products and services. Its work focuses on improving the financial resilience of individuals and households who are underserved by mainstream finance.
The organisation operates with a public benefit mandate and is funded primarily through the UK Dormant Assets Scheme. It positions itself at the intersection of social policy, financial services, and impact-driven finance.
Mission and focus areas
Fair4All Finance aims to make the financial system work better for people on low incomes or in vulnerable situations. Its core focus areas include affordable credit, savings, insurance, debt advice, and financial resilience. The organisation seeks to close gaps in provision where mainstream markets do not meet consumer needs.
The organisation contributes to sustainable finance by supporting inclusive financial models that generate social value alongside financial returns. Its work aligns with ESG principles, particularly the social pillar, by addressing access, fairness, and consumer outcomes within financial markets.
Structure and governance
Fair4All Finance operates as an independent not-for-profit organisation with a defined governance framework. It is overseen by a board of directors responsible for strategic direction and accountability. Day-to-day operations are led by an executive leadership team with expertise across financial services, social impact, and public policy.
The organisation works closely with government departments, regulators, charities, social enterprises, and financial institutions. These partnerships support both policy engagement and market-facing initiatives.
Programs and offerings
Fair4All Finance delivers a combination of funding programmes, research, and market development initiatives. It provides repayable finance, grants, and investment to organisations delivering inclusive financial products. These programmes are designed to test, scale, and mainstream solutions.
In addition, the organisation produces research reports, evaluations, and policy briefings focused on consumer vulnerability and market gaps. These outputs are used by policymakers, regulators, and financial institutions to inform decision-making and support more inclusive financial systems.
Our mission
Is to increase the financial resilience and wellbeing of people in vulnerable circumstances by increasing the availability of fair and accessible financial products and services
