This guide explores how co-operative and mutual enterprises (CMEs) can produce positive social change, given their member-owned structure. Beyond the case study of Teachers Mutual Bank Ltd, the guide also highlights the scalability of CMEs, demonstrating the versatility of their business structure across financial institutions.

This month’s sustainability roundup captures a shift from framework development to real-world application, where climate and nature risks are increasingly embedded across financial systems, legal accountability, and decision-making. It highlights how intensifying physical climate signals, evolving disclosures, and maturing litigation are converging with insights on sovereign risk, energy systems, and corporate strategy. Together, these developments show how sustainability is moving beyond principle—being tested, priced, and enforced across markets, regulation, and the real economy.

Global review and project survey of natural climate solutions across 137 countries finds implementation is constrained mainly by social-behavioural, knowledge, and government or organisational barriers, especially weak policy coordination and implementation capacity. Without targeted enabling measures, near-term mitigation will remain below biophysical potential.

Global Renewables Watch Atlas is an interactive platform mapping utility-scale solar and wind installations worldwide using AI and satellite imagery. It provides regularly updated geospatial data to track deployment trends, estimate capacity, and assess progress in the energy transition, supporting analysis by policymakers, researchers, and finance professionals.

Web-based platform by NGFS and IIASA providing access to climate scenario data. It enables users to visualise, compare and download time-series data on transition pathways, physical risks and macroeconomic impacts, supporting climate risk analysis, stress testing and financial modelling. Data can be accessed via workspaces, bulk downloads or APIs.

The Nature Conservancy (TNC) is a global environmental non-profit organisation focused on conserving lands, waters and biodiversity. It uses science-based conservation, partnerships and sustainable finance approaches to address climate change and habitat loss, supporting nature-based solutions that benefit ecosystems, communities and long-term environmental resilience worldwide.

Planet is a space technology company providing Earth observation data through a large fleet of satellites. It delivers high-resolution satellite imagery and geospatial analytics to monitor environmental change, agriculture and infrastructure. Its platform supports decision-making across climate, finance and government sectors using near-daily global imaging insights.

Microsoft Corporation is a global technology company delivering software, cloud computing, artificial intelligence, and hardware solutions. Its products include Windows, Microsoft 365, Azure, and Xbox. Serving businesses and consumers worldwide, Microsoft supports digital transformation, productivity, and enterprise services through integrated platforms, developer tools, and secure cloud-based technologies.