Overview
Financial Rights Legal Centre is an Australian not-for-profit consumer advocacy organisation established in the mid-2000s. It was formed to address systemic issues in financial services that affect consumers, particularly vulnerable and low-income groups. The organisation’s purpose is to promote fairness, accountability, and access to justice within Australia’s financial system.The Centre operates nationally, combining frontline legal assistance with policy and law reform work. Its approach is grounded in consumer protection, evidence-based advocacy, and public interest outcomes.
Mission and focus areas
Financial Rights Legal Centre aims to improve financial outcomes for consumers by strengthening regulation, industry practices, and access to legal support. Its work focuses on banking, credit, debt, insurance, superannuation, financial hardship, and emerging risks within financial services.The organisation contributes to sustainable finance by advocating for fair treatment of consumers, responsible lending, and accountability in financial markets. Its policy and research outputs support better governance, risk management, and social outcomes aligned with ESG principles, particularly social impact, access and affordability, and consumer protection.
Structure and governance
Financial Rights Legal Centre operates as an independent incorporated association. It is overseen by a board responsible for governance, strategic direction, and accountability. Day-to-day operations are managed by an executive leadership team supported by legal, policy, communications, and research staff.The organisation works collaboratively with regulators, government agencies, community organisations, and legal networks. Funding is primarily sourced from government legal assistance programs and project-based grants, supporting its independence from industry influence.
Programs and offerings
Financial Rights Legal Centre delivers free legal advice services to consumers experiencing financial hardship or disputes with financial service providers. It also produces policy submissions, research reports, and legal analysis to inform regulators, lawmakers, and market participants.Additional outputs include consumer education resources, media commentary, and specialist programs focused on insurance law and financial abuse. These offerings provide practical insights into financial risk, regulation, and consumer impacts, making them relevant for finance professionals, policymakers, and sustainability practitioners seeking to understand social risks within financial systems.