Overview
Climate X is a UK-based climate risk analytics company founded in 2019. It was created to help financial institutions and corporates understand, measure and manage the financial impacts of climate change. The organisation focuses on converting climate science and geospatial data into decision-useful intelligence for assets and portfolios. It serves banks, asset managers, insurers and corporates seeking forward-looking assessments of climate-related financial risk. The organisation emphasises practical application, regulatory relevance and consistency with emerging supervisory expectations.
Mission and focus areas
Climate X aims to improve how physical climate risks are identified, quantified and integrated into financial decision-making. Its core activities centre on modelling acute and chronic hazards, including flooding, heat and wildfire, across multiple climate scenarios and time horizons. These insights support ESG integration, climate risk management and sustainable finance practices. By translating climate projections into financial metrics, Climate X supports resilience planning and capital allocation decisions. Its work aligns with broader sustainability objectives by improving transparency around climate exposure and encouraging risk-aware, long-term value creation.
Structure and governance
Climate X operates as a commercial technology and analytics firm. It is led by a founding executive team with expertise in climate science, data modelling and financial services. Dedicated product, research and commercial teams support model development, partnerships and client delivery. Operations are structured to maintain proprietary models while ensuring scalability, data integrity and consistent delivery across different markets and sectors globally.
Programs and offerings
Climate X delivers software-based climate risk analytics through data platforms and dashboards. Its tools provide asset-level and portfolio-level assessments, combining hazard exposure, vulnerability and financial impact metrics. Outputs are designed to integrate into investment analysis, lending, underwriting, stress testing and regulatory climate risk disclosure. Scenario analysis outputs are aligned with widely used climate pathways and support internal risk governance and external reporting. This enables users to compare assets, prioritise mitigation actions and meet climate-related disclosure requirements.
Purposeful Impact
We are driven by a purpose and commitment to positive social impact. We believe business should make a meaningful difference while achieving our goals. Our mission unites us to help the world adapt to climate change, infusing purpose into everything we do.
