The report explores the transformative role of AI in the financial sector, focusing on financial intermediation, insurance, asset management, and payments. It highlights both opportunities and challenges, including implications for financial stability and the need for upgraded financial regulation to manage the risks associated with AI's growing influence.

Discusses the potential of digital financial services (DFS) to reduce poverty and promote economic growth. Analyses DFS role in financial inclusion within households and emerging markets and developing economies. Examines constraints of regulations and frameworks and provides case studies from countries that have enabled DFS in their economy.

This 14th biennial welfare report of the Australian Institute of Health and Welfare, presents an overview of the welfare data landscape and explores selected welfare topics - including intergenerational disadvantage, income support, future of work, disability services, elder abuse and child wellbeing - in eight original articles.