Library | ESG issues

Access & Affordability

Ensuring access to essential products and services, particularly for underserved markets and populations. This includes addressing universal needs such as healthcare, financial services, utilities, education, and telecommunications. Companies involved in basic services, infrastructure, and affordable lending must manage related risks and opportunities, which can impact financial performance, regulatory exposure, and long-term resilience. Addressing access and affordability can also drive innovation, social impact, and inclusive economic growth, presenting investment opportunities.

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Mobilising investment for climate adaptation

Institute of Actuaries of Australia
This report assesses Australia’s escalating climate risks and argues for scaling adaptation investment. It recommends improved valuation methods, a nationally coordinated adaptation investment framework, and diversified public-private financing mechanisms to reduce long-term economic damage and enhance resilience.
Research
21 November 2025

The visionary CEO’s guide to sustainability series

Bain & Company
The Visionary CEO’s Guide to Sustainability is a series of annual research reports examining how senior executives integrate sustainability into core strategy, operations, and decision-making. The series explores leadership responses to evolving environmental, regulatory, technological, and market pressures, with a focus on practical execution and long-term business resilience.
Benchmark/series
9 September 2025

Sustainable Finance Roundup January 2026: Geopolitics, Energy Transitions, and Systemic Risk

This month’s sustainable finance article roundup examines a landscape increasingly shaped by geopolitics and climate risk, as near-term fragmentation, energy security, and affordability pressures collide with intensifying long-term threats from climate change, biodiversity loss, and water stress. The works featured analyse how these dynamics are reshaping capital allocation, disclosure, and resilience planning, demonstrating the growing need for sustainable finance to integrate geopolitical risk with real-economy transition.
Article
2 February 2026

Benchmarking impact: Australian impact investor insights activity and performance series

Impact Investing Australia
Benchmarking Impact is a benchmark series that provides a structured, recurring assessment of Australia’s impact investing market. It examines investor activity, market practices, and product development to support comparability over time and inform understanding of how impact investing is evolving across the financial system.
Benchmark/series
15 October 2025

Tackling the insurance protection gap: Leveraging climate mitigation and nature to increase resilience

World Wide Fund for Nature (World Wildlife Fund – WWF)
This white paper analyses how climate change and nature loss are widening insurance protection gaps in advanced economies. It outlines impacts on affordability and coverage, and recommends combining climate mitigation, nature-based solutions, and regulatory reforms to strengthen resilience and maintain insurability.
Research
20 January 2026

The 13th national risk assessment: Climate, The 6th “C” of Credit

First Street
The report analyses US climate-driven mortgage risk, showing floods as the dominant driver of post-disaster foreclosures. Rising insurance costs, coverage gaps and falling property values create hidden credit losses. It argues climate risk should be treated as a sixth core credit assessment factor.
Research
23 May 2025

Repurposing power markets: The path to sustainable and affordable energy for all

International Finance Corporation
IFC’s report argues that repurposing power market designs is critical to achieving affordable, reliable and sustainable electricity. Drawing on global data, it finds competitive markets attract private capital, improve access and accelerate renewables, while recommending tailored reforms guided by innovation, integration and institutional strength.
Research
22 November 2024

Powering up the global south: The cleantech path to growth

Rocky Mountain Institute (RMI)
The report argues the Global South is rapidly adopting cleantech as its cheapest growth pathway, driven by low energy access, limited fossil resources and abundant renewables. Falling costs, electrification and Chinese supply underpin accelerating solar and wind deployment, with fossil fuel demand for electricity expected to peak by 2030.
Research
14 October 2024

On the horizon: Climate-induced inflation and the price of food

The Autonomy Institute
This report analyses climate-driven food price inflation in the UK, linking global heat and drought shocks to rising import costs. It projects 25–34% cumulative food inflation by 2050, with disproportionate impacts on low-income households and increased poverty risks.
Research
17 July 2025

Climate extremes, food price spikes, and their wider societal risks

The report links unprecedented climate extremes to sharp food price spikes, documenting recent global cases. It finds these shocks worsen inequality, food security, health outcomes, inflation volatility and political stability, and argues for stronger mitigation, adaptation, forecasting and social safety nets to manage rising systemic risks.
Research
21 July 2025

Next to fall: The climate-driven insurance crisis is here and getting worse

United States Senate Budget Committee
The report analyses U.S. homeowners’ insurance non-renewals, showing strong links between climate risks, rising premiums, and declining coverage. It finds coastal and wildfire-exposed regions face pronounced instability, with risks spreading inland. The Committee warns that worsening insurability could erode property values and trigger broader financial impacts.
Research
18 December 2024

Moving forward imagining a sustainable transport system

New Economics Foundation
The report outlines a universal basic services approach to UK transport, highlighting inequitable access, high emissions, and car dependence. It assesses current government reforms and recommends long-term, publicly oriented investment to expand affordable, integrated, low-carbon mobility, prioritising public transport and active travel within environmental limits.
Research
18 December 2024

Harmonised framework for impact reporting for social bonds handbook

International Capital Market Association
The handbook provides a harmonised framework for issuers to report social bond impacts, outlining core reporting principles, target population disclosure, and preferred quantitative indicators. It introduces sector guidance—initially affordable housing—and offers templates to support consistent, transparent, and comparable impact reporting across social project categories.
Research
24 September 2024

Sustainable Finance Roundup November 2025: Transition Turning Points and Rising Accountability

This month’s sustainable-finance roundup highlights faster transition momentum, rising physical risks and a tightening focus on accountability. COP30 reinforced expectations for stronger 2035 targets, while national actions underscored diverging paths toward decarbonisation. Markets continued shifting toward clean energy and resilience, and new science made climate harms more visible. With regulatory scrutiny and litigation increasing, transition credibility and real-economy resilience are becoming core drivers of financial risk and investment decisions.
Article
1 December 2025

Net zero carbon buildings in cities: Interdependencies between policy and finance

Climate Policy Initiative
This report analyses how cities can decarbonise buildings by mapping the interdependencies between policy and financial instruments and the barriers they address. It highlights priority actions for cooling, embodied carbon, adaptation and a just transition, outlining pathways that help cities sequence measures to accelerate net zero building outcomes.
Research
20 December 2023

Oxford university press

Academic Institutions
Oxford University Press (OUP) is a global academic and educational publisher. It operates as a department of the University of Oxford, producing textbooks, scholarly works, English language resources and reference works. OUP emphasises digital innovation, sustainability commitments, and broad international reach in research and education.
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