This report uses quantitative and qualitative research to further our understanding of developments in digital financial inclusion driven by fintech, and their macroeconomic effects. It also details the impact of the COVID-19 pandemic and discusses the future of fintech’s impacts on financial inclusion.

Themis International Services is a firm which helps clients identify and manage their financial crime risks through a combination of innovation, insight and intelligence. Then firm helps organisations understand the strategic threats through an ESG and socio-economic lens and protects their customers, staff, suppliers and shareholders from criminal attacks or association.

Arabesque is a global partnership of three financial technology (FinTech) companies offering sustainable investment, advisory and data services, employing environmental, social and governance (ESG) big data and artificial intelligence (AI) capabilities. It comprises: Arabesque Asset Management, Arabesque S-Ray GmbH, ESG big data solutions provider; Arabesque AI Ltd, AI-based advisory company.

Discusses the potential of digital financial services (DFS) to reduce poverty and promote economic growth. Analyses DFS role in financial inclusion within households and emerging markets and developing economies. Examines constraints of regulations and frameworks and provides case studies from countries that have enabled DFS in their economy.

Addresses new developments in financial technology (fintech) through alternative data and explains how fintech has transformed the structure of financial services. Outlines new risks to the finance industry concerning democracy, sustainability, justice and resilience. While exploring opportunities to transform fintech for good through seven principles to guide financial policymaking and regulation.

Information and communication technology giants are leading the private sector in the uptake of power purchase agreements and direct renewable investment. There is a strong business case behind their investments, which also contributes to their overall carbon emissions reduction plan

RethinkX is an independent think tank that analyses and forecasts the speed and scale of technology-driven disruption and its implications across society. They produce impartial, data-driven analyses that identify pivotal choices to be made by investors, business, policy and civic leaders.