Library | Finance relevance
Fintech professionals
Refine
62 results
REFINE
SHOW: 16
Harnessing digital finance for sustainability: An integrative review and research agenda
The report reviews the role of digital finance in advancing sustainability goals through bibliometric and thematic analysis of 168 studies. It identifies key themes like financial inclusion, green finance, and fintech, proposing a conceptual framework to align digital innovation with sustainable development, fostering eco-friendly investments, and promoting global financial inclusion.
Green fintech: Sustainability of Bitcoin
The report examines Bitcoin's environmental sustainability within the Green FinTech framework. It highlights Bitcoin's significant energy consumption during mining, correlating positively with miner revenue. While offering financial inclusivity, Bitcoin's carbon emissions challenge its environmental credentials. The study advocates for renewable energy adoption in cryptocurrency mining to align with sustainability goals.
U.S. climate policy and blockchain innovation in future smart and sustainable cities
This report explores blockchain's potential to address climate challenges and foster smart, sustainable cities. It highlights blockchain's capacity for decentralisation, transparency, and efficiency in urban governance, renewable energy, and civic participation. Recommendations include multi-stakeholder collaboration, educational initiatives, and human-centred design to ensure ethical, inclusive implementation for climate resilience and innovation.
Infrastructure tokenization: Does blockchain have a role in the financing of infrastructure?
The report explores the potential of blockchain technology in financing infrastructure projects. It evaluates blockchain's capabilities in enhancing efficiency, transparency, and accessibility in infrastructure tokenisation, while addressing challenges like regulatory constraints, market adoption, and technical barriers. The findings highlight both opportunities and limitations for integrating blockchain into infrastructure financing.
Impact tokens: A blockchain-based solution for impact investing
The report explores the concept of impact tokens, blockchain-based tools designed to unlock investments for sustainable projects aligned with the UN Sustainable Development Goals (SDGs). These tokens enhance transparency, foster financial inclusion, improve data collection, and incentivise sustainable behaviours. Case studies illustrate applications across energy, agriculture, and waste management sectors, demonstrating potential in addressing global challenges. .
Blockchain for sustainability: A systematic literature review for policy impact
The report reviews blockchain's role in sustainability, analysing 10,188 studies. It highlights blockchain's potential in supply chain management, energy systems, and IoT-based solutions like smart cities. However, gaps persist in aligning blockchain applications with global ESG regulations and carbon trading mechanisms. Recommendations aim to improve blockchain's utility in achieving net-zero goals.
Responsible investment and blockchain
The report explores blockchain technology's relevance to responsible investment, highlighting its potential to enhance transparency, automate processes, and improve ESG data tracking. It discusses blockchain's implications for shareholder voting, decentralised systems, financial inclusivity, and sustainability. Practical challenges, including regulation, technical integration, and energy use, are also addressed. .
The financial stability implications of artificial intelligence
The report discusses the rapid adoption and integration of artificial intelligence (AI) in the financial sector, driven by advancements in technology and increasing operational efficiency. Key risks include dependencies on third-party providers, market correlations, and cyber vulnerabilities. Generative AI's accessibility could amplify systemic risks, necessitating enhanced regulatory frameworks, vigilant monitoring, and robust governance to ensure financial stability amid evolving AI technologies.
Developing responsible chatbots for financial services: A pattern-oriented responsible AI engineering approach
The report outlines a pattern-oriented engineering approach for responsible AI in financial services. It identifies challenges in scaling responsible AI, introduces a Responsible AI Pattern Catalogue for addressing lifecycle risks, and provides case studies on chatbot development. The study underscores governance, process, and product strategies to operationalise responsible AI principles effectively.
Policy model for gender-inclusive finance
This paper outlines key strategies for policymakers and regulators to foster women's financial inclusion. It emphasises addressing societal barriers, leveraging digital financial services, and promoting regulatory frameworks. By advancing gender equity in finance, it contributes to achieving the Sustainable Development Goals, with a focus on economic empowerment, reducing inequalities, and fostering inclusive growth.
From financial inclusion to financial health
This report explores the transition from financial inclusion to financial health, emphasising the need for accessible, high-quality financial services. It highlights that while inclusion is essential, poor service provision or lack of financial literacy can undermine financial health. Public policy recommendations focus on financial literacy, consumer protection, and regulatory measures.
The building blocks supporting open finance
This working paper explores how open finance can drive financial inclusion by reducing costs, improving access, and providing better-suited products for underserved populations. Key building blocks—digital accounts, fast payments, and diverse financial providers—are essential for achieving open finance's potential, with case studies from Brazil and India highlighting successful implementation pathways.
Finternet: the financial system for the future
The report outlines a vision of interconnected financial ecosystems powered by digital innovation. By leveraging technologies like tokenisation and unified ledgers, it aims to create a user-centric, inclusive financial system that lowers costs, improves access, and increases efficiency globally.
The finfluencer appeal: Investing in the age of social media
The report titled examines the role of financial influencers ("finfluencers") in shaping investment decisions, especially among Gen-Z investors. It highlights the regulatory challenges posed by finfluencers, explores their content's appeal to younger audiences, and provides recommendations for enhancing financial literacy and regulatory frameworks.
Predatory fintech and the politics of banking
This report critically examines the rise of predatory fintech lending practices in the US. It highlights how fintech firms exploit regulatory gaps through partnerships with banks, resulting in high-cost loans that disproportionately impact financially vulnerable households. The report also discusses potential regulatory reforms to protect consumers from these harmful practices.
Intelligent financial system: How AI is transforming finance
The report explores the transformative role of AI in the financial sector, focusing on financial intermediation, insurance, asset management, and payments. It highlights both opportunities and challenges, including implications for financial stability and the need for upgraded financial regulation to manage the risks associated with AI's growing influence.